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Calculate maximum borrowing capacity under APRA serviceability rules. See how lenders assess income, existing debts, and a 3% buffer rate to determine your home loan limit.
The Serviceability - AU helps you make informed financial decisions in AU. This calculator provides accurate calculations based on current rates and regulations in AU. Whether you're planning your finances, comparing options, or making investment decisions, this tool gives you the insights you need. Simply enter your details and get instant, detailed results with clear explanations.
A typical scenario using default values
{
"property_value": 600000,
"deposit": 120000,
"interest_rate": 5.5,
"loan_term": 30
}