Australia Lenders Mortgage Insurance (LMI) Calculator

Calculate the LMI premium on your Australian home loan when your deposit is below 20%. See LMI cost by LVR band and compare capitalising LMI versus paying upfront.

Overview

The Lmi - AU helps you make informed financial decisions in AU. This calculator provides accurate calculations based on current rates and regulations in AU. Whether you're planning your finances, comparing options, or making investment decisions, this tool gives you the insights you need. Simply enter your details and get instant, detailed results with clear explanations.

How to use this calculator

Enter your information in the 4 input fields below
The calculator will validate your inputs in real-time
Click "Calculate" to see your results
Review the detailed breakdown of calculations
Adjust any values to see how they affect your results

Example calculations

Example 1: Basic Calculation

A typical scenario using default values

{
  "property_value": 600000,
  "deposit": 120000,
  "interest_rate": 5.5,
  "loan_term": 30
}

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