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Compare the true financial cost of renting versus buying a home over any time horizon in the United States. Includes opportunity cost, home appreciation, and tax deduction scenarios.
The Rent Vs Buy - US helps you make informed financial decisions in US. This calculator provides accurate calculations based on current rates and regulations in US. Whether you're planning your finances, comparing options, or making investment decisions, this tool gives you the insights you need. Simply enter your details and get instant, detailed results with clear explanations.
A typical scenario using default values
{
"home_price": 300000,
"down_payment_percent": 20,
"interest_rate": 6.5,
"loan_term": 30,
"monthly_rent": 2000,
"property_tax_annual": 3600,
"homeowners_insurance_annual": 1200,
"maintenance_percent": 1,
"home_appreciation_rate": 3,
"rent_increase_rate": 2.5,
"years_to_compare": 7,
"investment_return_rate": 7
}