UK Mortgage Affordability Calculator

Find out how much you can borrow for a mortgage in the UK. Based on income, deposit, and existing commitments under standard lender income multiples and affordability rules.

Overview

The Affordability - UK helps you make informed financial decisions in UK. This calculator provides accurate calculations based on current rates and regulations in UK. Whether you're planning your finances, comparing options, or making investment decisions, this tool gives you the insights you need. Simply enter your details and get instant, detailed results with clear explanations.

How to use this calculator

Enter your information in the 4 input fields below
The calculator will validate your inputs in real-time
Click "Calculate" to see your results
Review the detailed breakdown of calculations
Adjust any values to see how they affect your results

Example calculations

Example 1: Basic Calculation

A typical scenario using default values

{
  "property_value": 300000,
  "deposit": 30000,
  "interest_rate": 4.5,
  "term_years": 25
}

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