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Check how much you can afford to borrow based on income and existing outgoings. Find the maximum loan amount UK lenders are likely to approve at current interest rates.
The Loan Affordability - UK helps you make informed financial decisions in UK. This calculator provides accurate calculations based on current rates and regulations in UK. Whether you're planning your finances, comparing options, or making investment decisions, this tool gives you the insights you need. Simply enter your details and get instant, detailed results with clear explanations.
A typical scenario using default values
{
"loan_amount": 10000,
"apr": 7.9,
"term_months": 48
}