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🇨🇦 Canada / Tax
Calculate Canadian income tax combining federal and provincial rates. Covers all provinces, CPP contributions, and 2024 Basic Personal Amount of $15,705.
12 calculators
Calculate Canadian capital gains tax on the sale of investments or real estate. Apply the 50% inclusion rate and see combined federal and provincial tax at your marginal rate.
Calculate the federal carbon tax on fuel use for Canadian households and businesses. See annual carbon cost and the Canada Carbon Rebate (CCR) that offsets the charge.
Calculate combined federal and provincial tax on eligible and non-eligible Canadian dividends. Apply the gross-up and dividend tax credit to find your effective dividend tax rate.
Add or subtract GST, HST, or PST for any Canadian province. See the correct sales tax rate for all provinces and territories for business invoicing and personal purchases.
Calculate federal and provincial income tax for any Canadian province in 2024. See marginal and average tax rates, CPP, EI deductions, and net take-home pay.
Estimate annual property tax for any Canadian city based on assessed value and municipal mill rate. See property tax rates in Toronto, Vancouver, Calgary, Ottawa, and other cities.
Calculate the combined GST, HST, and PST for any Canadian province. Add or remove provincial sales tax on any purchase price for all 13 provinces and territories.
Calculate income tax and CPP contributions for Canadian self-employed workers. See quarterly instalment amounts, business expense deductions, and net self-employment income.
View Canadian federal and provincial tax brackets for 2024. Calculate how income is taxed at each marginal rate and see your effective tax rate at any income level.
Compare income tax rates across Canadian provinces for any salary level. See total tax, net pay, and effective rate differences between provinces to inform where you live or work.
Calculate federal and provincial tax credits available to you as a Canadian taxpayer. Covers the Basic Personal Amount, age credit, disability credit, and other common credits.
Estimate your Canadian income tax refund or balance owing. Calculate based on total income, deductions, credits, and tax already paid through payroll or instalments.
Canada operates a two-tier income tax system in which federal and provincial income taxes are calculated and collected separately but filed jointly. Federal income tax for 2024 applies at five marginal rates: 15% on the first $55,867 of taxable income, 20.5% on $55,868–$111,733, 26% on $111,734–$154,906, 29% on $154,907–$220,000, and 33% on income above $220,000. Every province and territory adds its own income tax on top of federal tax, with rates and brackets varying considerably across the country.
The federal Basic Personal Amount for 2024 is $15,705, which functions as a non-refundable tax credit reducing the federal tax bill. Most provinces also have a provincial basic personal amount, further reducing the combined effective rate at lower income levels. The result is that Canadians with income below roughly $15,000–$18,000 pay little or no income tax.
Combined top marginal rates (federal plus provincial) range from approximately 48% in Alberta to approximately 54% in Quebec, making Quebec consistently the highest-tax province in Canada. Ontario's combined top rate is about 53.5%, while British Columbia's is approximately 53.5% as well. Alberta has no provincial sales tax and a flat provincial income tax rate of 10% on most income, resulting in the lowest overall tax burden among provinces.
Canada Pension Plan (CPP) contributions are mandatory for employees and self-employed individuals between ages 18 and 70 earning above the $3,500 basic exemption. The employee CPP contribution rate is 5.95% on earnings between $3,500 and the Year's Maximum Pensionable Earnings ($68,500 in 2024), with an additional CPP2 contribution of 4% on earnings between $68,500 and $73,200.
Canadian tax returns are filed annually by 30 April for most individuals, with a 15 June deadline for self-employed individuals (though tax owing is still due 30 April). The Canada Revenue Agency (CRA) has sharply expanded its online filing options through NETFILE, and most simple returns can be filed for free. Non-refundable tax credits (for tuition, medical expenses, disability, caregiving, and charitable donations) reduce tax payable but cannot create a refund beyond the tax owed.